The Internet has made it extremely easy to distribute information to millions of people, including fraudulent business deals and email scams. Fraud and scams are lurking all over the Internet, waiting for innocent victims who will pay or give out their personal details for what they think might be a legitimate business deal. Being aware of what's true and what's not plays a large part in being a responsible citizen of the cyber world.
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Prepaid Legal Services Scams - How to spot the bad actors?
Prepaid legal service is where legal aid providers provide all types of legal aid to people for a monthly fee between $300 - $600. Peopel think this is something they will need often but later once they commit to use prepaid Legal services, find out they don't need the service at all or not as often as they thought. Even if there is an instance they do need prepaid legal service they find out that particular area is not covered or is protected by prepaid legal services. This is how prepaid legal scams operate. They charge people for more than what they provide.
Prepaid legal service scams also trick attorneys in to procuring their services to these scams. Attorneys think that they are providing a good service to people who can't afford much on legal services. What they don't know is that they are wasting their time on providing a service that is most often non existent or exploited. They are paid a minimum fee for the services that provide prepaid legal services but what they don't know is that they are providing services to a scam company. By the time they find out that the prepaid legal services they were providing is a scam they have already wasted a lot of time and end up giving free services.
Reputed lawyers often end up with a bad reputation and sometimes even risk losing their practice.
Sometimes the lawyers are in on the scam as well and make a total success out of the scam by really going out of their way to provide exception services to customers and promote the business.
Prepaid legal service scams are promoted by the use of telephone calls, advertisements in legal journals, paper advertisements and emails. Sometimes satisfied customers too recommend prepaid legal services to their family and friends as well, of course not knowing the consequences.
A prepaid legal service was initially not a scam but a genuine service that is provided by the government in most countries. Paying for unforeseen legal aid for you and your family is not a fraud, fake or a scam. It is something very practical and gives a person some peace of mind. Because of this reason scammers take advantage and create scams using perfectly legitimate prepaid legal services.
To make it somewhat easier here is how to spot the bad actors in a prepaid legal service scam:-
- Discounts are readily given
- The websites boasts of a large network of legal aid providers
- Promoting that reputed legal aid is available
- Detailed list of the services provided, sometimes this is all there is on the website
- Seminars and workshops are held with a huge entry fees, but nothing useful or informative
- They offer you a deadline to register
- Deadline to pay the fee
- Their contact details are not legitimate
- The lawyers profiles and experience is not given
- Colorful and convincing testimonials
- Spelling and grammatical mistakes on the website or letter
If you feel that the prepaid legal services that are provided to you is a scam. Then report it.