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How to Get Out of Debt the Easy Way By : Clarissa Leary Do you have ongoing debt and it's started to get out of control? Are you living from pay to pay?Are you spending more than you receive? Do you want everything now and put that everything on Credits Cards or Personal Loans?This is your NO.1 Priority - GET OUT OF DEBT. To Borrow or Not to Borrow? The 3 Rules for Borrowing Money By : P. Christopher Music When should you maintain debt and when shouldn't you? What guidelines does one adhere to when determining whether or not to borrow money? Are there tried and true rules for borrowing? Yes, there are. Read this article to discover when to borrow money and on what assets to use as collateral. If you follow these rules, you will ensure that you minimize your risk and maximize your benefits in the use of credit. Choosing a Debt Settlement Company By : Jason Kay If you are up to you ears in debt then it may be time for you to consider debt settlement. Debt settlement is when your creditors agree to take less than the amount you actually owe them and then write off the rest of your debt. This saves you money and with many creditors they would rather get something than nothing at all.