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| About Trinity Insurance |
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Trinity Insurance, LLC is a comprehensive website for your  individual health insurance needs.
We offer FREE instant online insurance quotes and applications from major health insurance carriers. Ron Bohning is the owner/agent of this agency and he has been in the insurance business since 2003. He is licensed in many states around the US and can assist you with whatever your situation is! Please give him a call or write with any questions you may have. |
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 Back to Denver Colorado Insurance Home |
| Medical Insurance |
| " I think Trinity is best health insurance brokerage I've talked to since going online for health insurances. " - By S. Marcum |
| Denver Medical Insurance |
Can I get Denver Medical Insurance with no deductible?
Generally no. The carriers build in a minimum deductible of somewhere in the range of $250 to $1,000. Sometimes you will see a rare situation where a company does. The deductible is not the only thing to look at when it comes to out-of-pocket expenses. You will generally have co-insurance to pay and depending on the plan a co-pay which actually can help save some cost in the long run if you need to go to the doctor more frequently. One last note on this subject is that Assurant has a great plan called OneDeductible where all you pay is the deductible, so it takes the confusion out of what other out-of-pocket costs there might be.
Will my pre-existing conditions be a problem when trying to get Denver Medical Insurance?
Yes, they can be on an individual plan. Each company has their own set of underwriting guidelines when it comes to pre-existing conditions. If you are denied coverage by an individual insurance carrier, you can apply for CoverColorado. Unfortunately, many consumers who have not experienced this just think of what it is like getting a group plan where your pre-existing conditions do not harm you in such as being denied coverage.
How long will it take to get my Denver Medical Insurance active once I apply?
It depends on a few factors. First, each company has their own pace that they work at. Then it comes down to how much of a background check needs to be done for pre-existing conditions. It can run up to a month or so in a drawn out process. Generally, if you provide good information on your health history on the application, it will speed up the process greatly. So be honest and thorough with your answers to get the underwriting process done quickly. |
| Related Articles |
| Denver Health Insurance |
| Why should I get health insurance, because I'm perfectly healthy now? It protects you against the unknown things in life and not going bankrupt trying to cover an unexpected hospital bill. |
| Denver Health Plans |
| What kinds of health plans are there to choose? We have a wide variety of plans to choose from, first by our vast selection of companies and then the various types of plans they give you to select. |
| Denver Medicare |
| I would like a more comprehensive plan than basic Medicare is it available? Yes, there are various plans available, but an all-encompassing one would be a Medicare Advantage plan plus Medicare D. |
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| Our Guarantee |
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 Quality Insurance |
| Competitive Prices |
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| With a Smile |
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| Trinity Interview |
Q : What is Trinity?
A : Trinity Insurance is a comprehensive website for your individual health insurance needs.
Q : What is life insurance?
A : Life insurance is a type of insurance that pays money when someone passes away. That's it. Simple enough in theory. |
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Denver Health Insurance
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